How Private Investigators can get Insurance Adjuster Clients

By Valerie McGilvrey

Editor’s note: This article was written by Valerie McGilvrey who served as a Texas property and casualty insurance adjuster for seven years.The opinions expressed here belong to Valerie McGilvrey.

A critical question private investigators often ask is, “How do we get direct work from insurance companies?” This is a client base that investigators often struggle to reach. As a former Texas Property and Casualty Insurance Adjuster, I can teach you the insider perspective on getting hired as an investigator.

Range of Expertise

Worker’s compensation claims aren’t the only claims for which underwriters hire private investigators. When I worked for an insurance agency, fraud claims accounted for about 30% of reassigned claims to my independent adjusting firm. Even simple homeowner claims are sometimes wrought with fraud.

The common-sense approach isn’t to prove that a claim is a fraud, but prove that it is an authentic and covered claim. As an adjuster, if I wasn’t able to do that on my own, I used a private investigator. Because the insurance agency authorized me to pay claims $250,000 and above, I could spend a larger sum of file money on investigations.

The most popular type of fraud during my years of working claims was exotic and luxury auto …read more

Source:: Private Invest